You shouldn't need a finance degree to buy a house. We explain every term, every form, and every decision point in plain language, at your pace.
We're not lenders, but we work alongside several we trust and can help you understand which of these might fit your situation before that first conversation.
“Your first home is a huge decision — you deserve all the information up front to make the best decision with your money, for your family.”
— Sarah Foley, on why no question is a dumb questionNot just what you're approved for — what actually fits your monthly life.
Escrow, contingency, appraisal gap — we define every term as it comes up, not before.
We point out what a first-time buyer typically misses on a walkthrough — good and bad.
We sit with you through the closing disclosure line by line before you sign anything.
No — several loan programs allow 3–5% down, though your monthly payment and insurance requirements will differ. We can help you weigh the trade-offs.
A conversation with a lender about pre-approval, and a conversation with us about what you're looking for. Either order is fine — we can make an introduction.
Typically 2–5% of the purchase price, though some of that can sometimes be negotiated as a seller credit.